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Service Before Self

Your Service Earned
These Benefits
— Let Us Help You Use Them

VA home loans, property tax exemptions, education funding, and more — you earned powerful benefits through your service. This free resource helps you understand them, use them, and save money. No sales pitch, no pressure — just honest, clear information for those who served.

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Free Resource

2025 Federal Benefits for Veterans — Free Guide

Everything you need to know about federal benefits available to veterans, active-duty service members, and their families — from healthcare and education to housing assistance and disability compensation. Updated for 2025.

Download Free Guide

PDF · Instant download · No signup required

VA Home Loans

Your Hard-Earned Benefit:
Zero Down Payment Homeownership

VA loans offer some of the most powerful homebuying advantages available — no down payment, competitive interest rates, no private mortgage insurance, and limited closing costs. But the process comes with unique requirements that differ from conventional lending.

Our comprehensive guide walks you through every step: from obtaining your Certificate of Eligibility to understanding the VA appraisal process, navigating funding fees, and closing on your new home with confidence.

VA home loan documents and keys
Military family settling into their new Southern California home

PCS Relocation

Moving to or From
Southern California?

A PCS move is one of the most stressful events in a military family's life. Between duty station changes, housing timelines, and family needs, the last thing you need is confusion about your housing options in a new area.

Our relocation guide covers 2026 BAH rates for Southern California bases, a timeline checklist for your move, rent-vs-buy analysis for your tour length, and tips specifically for dual-military families navigating simultaneous orders.

2026 DoD Rates — Effective Jan 1

BAH Rates for SoCal Military Bases

E-5 with dependents · Tax-free income · Lenders count BAH as qualifying income

Edwards AFB

$3,087

Fort Irwin

$3,144

NBVC

$3,447

March ARB

$3,234

Camp Pendleton

$3,561

LA AFB

$3,756

An American flag flies over a green landscape with distant mountains under a clear blue sky

Service Before Self

Honoring Those Who Served —
Connecting You With the Benefits You Earned

Real Estate Information

Selling Your Home?
VA Loans Have Specific Rules

If you're a seller receiving a VA offer or a veteran listing your own home, understanding VA-specific requirements — from appraisal to right of redemption — can save time and prevent surprises.

Southern California home

Common Questions

Frequently Asked Questions

Can veterans buy a home with no down payment?

Yes. VA loans offer 100% financing — no down payment is required for eligible veterans with full entitlement. This is one of the most significant advantages of the VA home loan benefit.

What is the VA funding fee?

The VA funding fee is a one-time charge ranging from 1.25% to 3.30% of the loan amount, depending on your down payment and whether it's your first use of a VA loan. Veterans with a VA disability rating of 10% or higher are exempt from this fee.

What is the California disabled veterans property tax exemption?

California offers a Disabled Veterans' Property Tax Exemption that reduces your assessed property value by $200,000 (for 10-24% disability ratings) or $300,000 (for 25%+ ratings), saving up to $3,500 per year in property taxes. Learn more.

Where can I find help with VA benefits and claims?

The LA Regional VA Benefits Office (11301 Wilshire Blvd, Los Angeles, CA 90073) serves Southern California. You can also call 1-800-827-1000 or visit VA.gov. For crisis support, call 988 then press 1. Our Veterans Resources page has a full directory.

How do I qualify for the VA loan benefit?

You generally need 90 consecutive days of active-duty service during wartime, or 181 days during peacetime. National Guard and Reserve members need 6+ years of satisfactory service. Surviving spouses may also qualify. Visit our VA Home Buying Guide for full eligibility details.
Need Personal Help?

Still Have Questions?

This resource is meant to help, but every situation is different. If you need personalized guidance — whether it's about VA loans, buying a home, or relocating — free, no-pressure consultations are available.

This is not intended as a solicitation if you are currently working with another real estate broker. All information is deemed reliable but not guaranteed and should be independently verified. Sam Silver · CalDRE License #01412755 · Equity Union Real Estate · 25124 Springfield Ct, Ste 100, Valencia, CA 91355

Sam Silver, U.S. Army veteran and REALTOR

Sam Silver, REALTOR • U.S. Army Veteran

Equity Union Real Estate • CalDRE #01412755

Created to serve those who served.